Travelers should plan trips and consider health insurance that can protect them should a need arise.
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Foreign travel can be both exciting and challenging. Travel planning calls for a lot of thought and time. Often healthcare needs of travelers are overlooked. This oversight can turn an otherwise great trip into something out of a nightmare.
These are some important steps you must take before you undertake any travel:
1. See your primary care physician and discuss your needs during your foreign travel. Ensure everybody is current with immunizations. Many Asian and African nations demand proof or certificate of vaccination. These requirements can be obtained from your travel agent.
2. Study your current health insurance plan to determine if it offers adequate coverage overseas. If it is not clear check with your insurance company about what is covered and excluded during overseas travel.
3. If your current health plan doesn?t offer coverage for medical expenses and medical evacuation it is prudent to consider foreign visitor insurance. If your travels are short term then you can consider a visitor medical insurance policy. If you are out on a long trip spanning several years then you can consider a more comprehensive international health insurance plan offering regular pregnancy and preventive healthcare benefits.
The premium for the plan is influenced by your age, the type of benefits and the length of coverage. It is best to speak to an experienced visitors insurance professional. Ask the right questions and ensure you protect your most important asset – health.